Renters' Insurance for your Illinois Rental
As a renter, we may assume that we are covered under the landlord’s insurance policy. Nothing could be farther from the truth. The landlord has coverage for what belongs to them, the house itself, the electrical, and the plumbing. They don't have coverage for anything that belongs to you. Not our clothing, not our furniture, not our décor and not our appliances. That needs to be covered by a renter’s insurance policy. If you live in Illinois, Sutkay Insurance Group is available to help us to find a policy that will give you the coverage and protection that you need.
A renter’s insurance policy protects personal property from things like a fire, a broken pipe that floods the home, heavy winds that send a branch through the window as well as things like theft, and vandalism. It can even protect your personal belongings when you are not at home, such as items stolen from your car or left on the bus or train. If any of the personal property is especially valuable such as jewelry or electronics, you may want to consider additional coverage for these items. That’s where the knowledgeable agents at the Sutkay Insurance Group come in. They will help you to list the items you want to be covered and they know the right questions to ask about the value of your items.
Beyond just personal property coverage, renter’s insurance also takes care of you personally if the place that you are renting becomes uninhabitable. It will help you to pay for another place to stay until you can come back home. It also covers you for liability in case you are involved in a legal suit due to someone being hurt at your place or for example getting bitten by your dog at the dog park. Why not give us a call or stop by the office in Illinois to discuss precisely the type of coverage that is best for you. Contact our office to get a quote and to have all your questions answered.