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Sutkay Insurance Group (SIG)

513 S Phelps Ave, Suite 2, Rockford, IL 61108
Phone : 312-725-9778
Fax : 815-962-6652
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Life Insurance

Illinois Life Insurance Options and Choices

Having proper insurance in place at all times is very important. One type of insurance that you need to have is life insurance. When you have a quality life insurance policy in place, you will be helping to protect the future of your dependents. When you are looking for life insurance, there are a variety of options to consider. It is important to know the difference between the two main options, term and whole life, before choosing the right policy.

Term Life Insurance

When you are shopping for life insurance, one of the most common options to consider is term life insurance. When you get a term life policy, you will be getting a set policy amount for a certain period of time. Compared to other types of life insurance, this tends to be more affordable every month than other life insurance options. Because of this, you can typically get more coverage at a lower rate. However, once the term of the policy is over, all the money that you paid into the policy will be lost.

Whole Life Insurance

For those that are in Illinois and other states, another great option to consider is whole life insurance. With this type of insurance, you will receive a certain level of insurance coverage and the policy will be in place as long as you want it to be. Additionally, a portion of your premiums will add up into an account that can be liquidated. This policy is more expensive but is also a good conservative investment option.

If you are shopping for life insurance in Illinois, a great place to start looking is through the Sutkay Insurance Group. The professional insurance team at Sutkay Insurance Group know how important it is to have life insurance in place at all times. When you meet with this team, they will be able to explain to you the differences between all of your life insurance options. They can then help you find a policy that is right for you and your situation.

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